@extends('layouts.base')

@section('title', 'Home')

@inject('content', 'App\Http\Controllers\FrontController')
@section('content')
    <div class="stricky-header stricked-menu main-menu">
        <div class="sticky-header__content"></div><!-- /.sticky-header__content -->
    </div><!-- /.stricky-header -->

    <section class="page-header">
        <div class="page-header__bg"
            style="background-image: url(temp/custom/assets/images/backgrounds/page-header-bg-1-1.jpg);"></div>
        <!-- /.page-header__bg -->
        <div class="container">
            <ul class="thm-breadcrumb list-unstyled">
                <li><a href="/">Home</a></li>
                <li>/</li>
                <li><span>Terms and conditions </span></li>
            </ul><!-- /.thm-breadcrumb list-unstyled -->
            <h2>Terms and conditions </h2>
        </div><!-- /.container -->
    </section><!-- /.page-header -->


   <section class="credit-card">
    <div class="container">
        <h4>Terms and conditions :</h4>
       
        <p>(1).  Borrower will start the repayment of his/her loan 3 months after the loan has been transferred</p>
        <p>(2) Borrower will be given 3 months of grace to payback the principle loan amount with interest at the end of the agreed loan duration before legal actions will be taken.</p>
        <p>(3) Failure to pay back the loan at the expected date / period, legal actions will be taken against the borrower by my attorney.</p>
        <p>(4) Address: You must inform the company about change of circumstances and must tell me promptly if you change your residential address or zip, or if you think there is any information that the company should be aware of.</p>
        
        <p>(5) There is no prepayment penalty.</p>
        
        <p>(6) Interest: Interest rate ranges from a minimum of 2-5% irrespective of the loan amount.</p>
        <p>(7) Loan Process: It takes the interval of 1 to 3 working days from completing the loan application form to loan disbursement.</p>
        <p>(8) Loan Amount: Loan amount ranges from a minimum of $50,000.00 – $50,000,000.00 (10) Loan duration: Loan duration ranges from 12 months to 30 years.</p>
      
        
        <h5>REQUIREMENTS:</h5>
            <ul>
                <li>Borrower must be at Least 20 years of age.</li>
            <li>The Loan will be granted regardless of your credit score not less than FICO 500 minimum.</li> 
             <li>There is no prepayment penalty. </li> 
             <li>Borrower do not need a Co-Signer for this loan. </li> 

             <li> Borrower must be a Citizen or have a residential permit of where you are applying from. </li>
             <li>Borrower must have a Government issued ID CARD preferably a Driver’s License, Social Security Card, Passport. </li>
              <li> Credit Report (to verify debt). </li>
            <li> For real estate loans (scan a copy of contract agreement from sellers). </li>
             <li>Recent utility bill receipt (not older than 90 days). </li>
              <li> Recent Loan statement of account to show the loan applicant has the capital necessary to make purchase.</li>
            <li> Borrower is responsible for the loan origination fee.</li>
            <li>All Origination fees is refundable, even if the lender decides not to offer credit to the individual applying for a loan.</li>
              
        </ul>
    </div><!-- /.container -->
</section><!-- /.credit-card -->


                </div><!-- /.col-lg-8 -->
                <div class="col-lg-4">
                    <div class="faq-one__box">
                        <img src="temp/custom/assets/images/resources/faq-box-1-1.png" class="img-fluid" alt="">
                        <div class="main-header__info">
                            <div class="main-header__info-phone">
                                <i class="pylon-icon-tech-support"></i>
                                <div class="main-header__info-phone-content">
                                    <span>Call Anytime</span>
                                    <h3><a href="tel:{{ $settings->whatsapp }}">{{ $settings->whatsapp }}</a></h3>
                                </div><!-- /.main-header__info-phone-content -->
                            </div><!-- /.main-header__info-phone -->
                        </div><!-- /.main-header__info -->
                    </div><!-- /.faq-one__box -->
                </div><!-- /.col-lg-4 -->
            </div><!-- /.row -->
        </div><!-- /.container -->
    </section><!-- /.faq-one -->
@endsection
